diff --git a/src/economy.cpp b/src/economy.cpp
index 79ca990040..c6ae375cca 100644
--- a/src/economy.cpp
+++ b/src/economy.cpp
@@ -1920,8 +1920,9 @@ static void LoadUnloadVehicle(Vehicle *front)
 			ClrBit(v->vehicle_flags, VF_CARGO_UNLOADING);
 		}
 
-		/* Do not pick up goods when we have no-load set or loading is stopped. */
-		if (GetLoadType(v) & OLFB_NO_LOAD || HasBit(front->vehicle_flags, VF_STOP_LOADING)) continue;
+		/* Do not pick up goods when we have no-load set or loading is stopped.
+		 * Per-cargo no-load orders can only be checked after attempting to refit. */
+		if (front->current_order.GetLoadType() & OLFB_NO_LOAD || HasBit(front->vehicle_flags, VF_STOP_LOADING)) continue;
 
 		/* This order has a refit, if this is the first vehicle part carrying cargo and the whole vehicle is empty, try refitting. */
 		if (front->current_order.IsRefit() && artic_part == 1) {
@@ -1929,6 +1930,9 @@ static void LoadUnloadVehicle(Vehicle *front)
 			ge = &st->goods[v->cargo_type];
 		}
 
+		/* Do not pick up goods when we have no-load set. */
+		if (GetLoadType(v) & OLFB_NO_LOAD) continue;
+
 		/* As we're loading here the following link can carry the full capacity of the vehicle. */
 		v->refit_cap = v->cargo_cap;